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Combined 3 Bank Senior Officer Written Question Solution:
Exam Type: Written Exam
Post Name: Senior Officer (General)
Vacancy Was: 367
MCQ Exam Date Was: 3 August 2018
Written Exam Date: 17 August 2018
Exam Time: 10.00 AM To 12.00 PM
Total Written Candidate: 5137
Exam Taker: Ahsanullah University of Science and Technology (AUST)
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Combined 5 Bank Officer Written Question Solution
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Written Math: (1-6)
Q. A can do a piece of work in 120 days and B can do it in 150 days. They work together for 20 days then B leaves and A continues the work alone. 12 days after C joins in place of B and the work is completed in 48 days more. In how many days can C do it if he works alone?
Solution:
A*120=B*150
=>A:B=5:4 [Efficiency]
Applying MDH method :
120*5= 9*20+5*12+[EC+5]*48
=>600=180+60+48*EC+240
=>600=480+48*EC
=>48*EC=120
=>EC=2.5
Applying MDH method:
120*5=2.5*D
=>D=240 days
Shortcut Method:
A’s 1 day’s work 1/120
B’s 1 day’s work 1/150
[A+B]’s 1 day’s work [1/120+1/
150]=9/600 or 3/200
[A+B]’s 20 day’s work [3/200]*20 =3/10
A’s 12 day’s work [1/120]*12 =1/10
Remaining work = 1- [3/10+1/10]=3/5
[A+C]’s 48 day’s work 3/5
[A+C]’s 1 day’s [3/5]*[1/48]=3/240
C’s 1 day’s work [3/240-1/120]=1/240
So, C does whole work in 240 days.
Ans: 240 Days
Q: In a mixture of milk and water, their ratio is 4:5 in the first container and the same mixture has 5:1 in the second container. In what ratio should the mixture be extracted from each container and poured into the third container so that the ratio of milk and water comes to 5:4 in the third container
Solution:
Milk in first container =4/9 units
Milk in second container =5/6 units
Water in first container =5/9 units.
Water in second container =1/6
Let the first container and second container be mixed in 1:y
Then,
[4/9+5y/6] / [5/9 +y/6]=5:4
=>4*[8+15y ]=5*[10+3y]
=>32+60y=50+15y
=>45y=18
=>y=2/5
Required ratio =1 : 2/5 or 5 : 2
Shortcut Method:
M:W=4:5
[First container]
M:W=5:1
[Second container]
M:W=5:4
[Third container/mix]
Quantity of milk
Milk→8 (first container)
Milk→15 [second container]
Milk=10 [Third/Mix container]
Applying rule of Alligation
8——–15
—-10—-
so,5:2
7. English to Bangla:
Passage translation about Chikunguniya (চিকুনগুনিয়া) virus
8. Bangla to English:
Passage translation about ICT with BASIS role
9. Letter Writing in English.
Apply for the post of Secretary in a business industry.
10. Letter Writing in Bangla
দুর্ঘটনা কমানোর পরামর্শ দিয়ে পত্রিকায় সম্পাদকের নিকটে চিঠি।
11. Focus Writing in English:
Commercial Bank role in the small and medium industries in Bangladesh.
SME finance is the funding of small and medium sized enterprises, and represents a major function of the general business finance market – in which capital for different types of firms are supplied, acquired, and coasted or priced. Bangladesh Bank has given much emphasis on the issue of financial inclusion of large number of prospective entrepreneurs and borrowers. Financial inclusion may be possible through the development of small and medium industries particularly extending the domain of small and medium industries policies.
Rapid and sustainable growth of Small and Medium Enterprises (SMEs) is undoubtedly an essential tool for accelerating national economic growth. SMEs are generating employment and thereby alleviating poverty. In Bangladesh, SMEs have emerged a cornerstone of economic development in terms of job creation, income generation, development of forward and backward industrial linkage and meeting local needs. Commercial banks have roles to play in facing challenges of globalization through a balanced and sustainable industrial development of the country by supporting SMEs. The main purpose of SME loans is to boost the economic development of the country by extending credit facilities to the market segment and that traditionally are a step behind in banking practices.
Strategies for the Development of SME Financing are listed below.
- Setting up an indicative target for SME loan disbursement,
- Following the “Area Approach Method3“
- Cluster development Policy
- Priority to the small entrepreneurs, women entrepreneurs,
- Special emphasis for manufacturing and service sectors,
- Monitoring SME activities in the Head Office of Bangladesh Bank
- Following separate business strategies in financing SME
- Speedy loan sanction and disbursement.
Contribution of SMEs in the Economy of Bangladesh are available below.
1. To fulfill internal demand
2. Increase Export and Decrease Import
3. Employment Creation
4. Poverty Reduction
5. Women Empowerment
6. Others
- Economic growth
- Social balance and social welfare
- Regional development
some Recommendations for SME Finance for commercial Bank in Bangladesh:
- Credit facility, no doubt, is a necessary.
- Provide more information, technological support and training about SME financing.
- To boost up any industry in any region the region should be selected first.
- Opening of SME / Agriculture Branch.
- Allocation of 15% refinance fund for women entrepreneurs
- Training programme for entrepreneurs and Bankers.
- The priority should be given to SME financing in the rural area.
- Interest rate should be reasonable.
- Build up interrelationship among the Commercial Banks.
12. Focus Writing in Bangla:
রেমিটেন্স এবং সামাজিক অবস্থা:
প্রবাসে কর্মরত নাগরিকদের স্বদেশের প্রেরিত অর্থকে রেমিটেন্স বলে। শীর্ষ ১০টি রেমিট্যান্স অর্জনকারী দেশের মধ্যে বাংলাদেশ অষ্টম অবস্থানে। বাংলাদেশ বিশ্বের মানচিত্রে অতি ক্ষুদ্র একটি দেশ হলেও তার অর্থনীতির গতিপ্রবাহ দিন দিন বিশ্বকে হতবাক করছে।বাংলাদেশের অর্থনীতি যে কয়টি ভিতের ওপর দাঁড়িয়ে তার একটি রেমিটেন্স বা প্রবাস আয়। প্রবাসীদের পাঠানো অর্থের উপর ভর করে দেশের বৈদেশিক মুদ্রা রিজার্ভ এখন ৩৪ বিলিয়ন ডলার ছাড়িয়েছে।
13. English Comprehension:
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Combined 3 Bank Senior Officer Written Question Solution:
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